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Zakat Risk Management

An effort to explore and develop the potential of zakat in Indonesia is to optimize the existence of zakat institution. In terms of real collection, the total of zakat collected by the official zakat institution in Indonesia has not reached the optimal rate. Based on the official data from the National Board of Zakat (BAZNAS), it is known that the national zakat collection only reached IDR5.02 trillion in 2016. The collected zakat is still less than 5% compared to its potential total.

One of the main factors that makes zakat collection not optimal is because the low level of public trust in distributing zakat in zakat institution. It is used to educate society and one of the strategies that zakat institution needs to do is to maintain credibility and accountability. Errors and violations in the zakat management will potentially cause a bad reputation for zakat institution which will also create a fatal risk. There are risks that are directly related to the performance of zakat institution, such as errors in the zakat distribution. There are risks that are indirectly related to the performance of zakat institution, but can have a quick impact, such as losing professional skills of zakat administrators. There is a risk that is indirectly related to the performance of zakat institution and the impact is long enough. For example, the reputation of zakat institution decreases and it cannot be experienced in a short time.

As a result, the existence of books related to the conception of risk management in the zakat management is very important and strategic. It must be recognized, the principles of risk management in banking are the most advanced compared to risk management in other industries. However, not all banking risks need to be adapted for non-banking industries, especially in zakat management by zakat institution. Therefore, based on the results of the International Working Group on Zakat Core Principles (IWG ZCP) initiated by Bank Indonesia, BAZNAS, Islamic Development Bank (IDB), it was agreed that zakat institution also needs risk management. Risk identification of zakat institution is very important because it will affect the quality of zakat management.

Briefly, the Risk Management of Zakat Management book contains identification of various types of risks that have the potential to occur in zakat institution like in 11 big risk areas, or 36 types of risks that have a total 405 risks in detail, which are classified into low, medium, high and extreme risks. The risks are also considered from 4 factors, namely Likelihood, Impact, Vulnerability and Speed of Onset, every identified risk is explained by a value of L, I, V, and S, their impact and the mitigation.

The author hopes that this book can be useful as an input from the zakat authority in making “Risk Management Standards” that are in line with the Zakat Core Principle and Technical Note on Risk Management for Zakat Institution, which are adjusted to the general characteristics of zakat institution in Indonesia. This book will certainly be very beneficial for practitioners in developing risk management strategies and the mitigation that are adapted to the specific characteristics of the related zakat institution. In addition, this book also benefits to the academic field as a reading book and / or textbook for Islamic Social Finance, Zakat and / or Risk Management of Zakat Management.


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Informasi Detil

Judul Seri
Zakat Risk Management
No. Panggil
Penerbit PUSKAS BAZNAS : Jakarta.,
Deskripsi Fisik
xiii + 172 halaman, 21cm
Tipe Isi
Tipe Media
Tipe Pembawa
Info Detil Spesifik
Pernyataan Tanggungjawab

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Manajemen Risiko Pengelolaan ZakatIid

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